Solutions

Insurance Companies

With deep expertise in Personal, Commercial, and Surplus Lines, we provide a comprehensive suite of technology and service offerings that optimize policy administration, improve underwriting accuracy, and enhance customer engagement. Our FOCUS on efficiency, scalability, and exceptional service helps carriers achieve their business goals while staying competitive in a dynamic market.

Managing General Agents (MGAs)

FOCUS delivers tailored technology and service solutions that streamline policy management, improve risk assessment, and enhance operational efficiency. We help MGAs scale their operations, expand market reach, and deliver superior customer service, all while driving profitability and supporting their unique business goals.

Insurance Start-ups

FOCUS empowers insurance startups with cutting-edge technology and expert services designed to simplify policy administration, improve risk management, and accelerate market entry. Our scalable solutions support rapid growth, operational efficiency, and compliance, helping startups navigate the complexities of the insurance landscape while achieving their business goals with agility and confidence.

The FOCUS Difference

Consistent, Repeatable Success

We leverage a time-tested, proven methodology to deliver consistent and repeatable results. Our process ensures operational efficiency, reduced risk, and scalability, allowing clients to achieve success year after year.

Workflows that Scale Effortlessly

Our streamlined workflows are designed to scale effortlessly as your business grows. We optimize processes for efficiency and adaptability, ensuring seamless transitions during growth phases.

Rigorous Training and Management Programs

Our rigorous training and management programs empower teams with the knowledge and skills needed to excel. We FOCUS on operational excellence and customer service to ensure our clients maintain high performance and satisfaction levels.

Helped Build 16 Insurance Carriers

We have partnered with 16 insurance carriers from their inception, providing the tools, technology, and expertise needed to launch and scale successful operations. Our comprehensive support helps startups navigate the complex regulatory landscape while achieving sustainable growth.

Implemented 25 Service Centers

With 25 fully implemented service centers, we provide the infrastructure and expertise necessary for world-class customer service and policy management. Our centers offer scalable support to enhance operational efficiency across various lines of business.

FOCUS Solution Expertise

Full Data Access

Our clients benefit from complete access to their data, empowering them to make informed decisions, improve operational transparency, and optimize their business strategies based on real-time insights.

Exposure Management Expertise

With decades of experience in exposure management, we help clients mitigate risk and optimize underwriting processes. Our solutions ensure carriers are well-equipped to handle high-catastrophe areas while safeguarding profitability.

Core Platform for High-Risk Areas

We offer a robust, scalable core platform designed for high-risk areas, allowing carriers to manage complex exposures, grow their business, and stay compliant in challenging markets like catastrophe-prone regions.

Book Rolls

Our team expertly handles book rolls, ensuring a seamless transfer of policies between carriers. We minimize disruption for agents and policyholders, streamline the process, and help clients expand their portfolios efficiently.

Florida Take Outs

FOCUS specializes in managing complex Florida takeouts, having facilitated over 50 assumptions. We provide end-to-end support, ensuring a smooth transition of policies from state-backed entities to private carriers, helping clients scale rapidly while maintaining compliance and customer satisfaction.

The Work We Do

Case Study:
Delivering Long-Term Value through Comprehensive Insurance Services

For over 30 years, FOCUS has maintained a strong, uninterrupted partnership with a leading insurer, dating back to the establishment of the insurer’s predecessor, the Florida Residential Property and Casualty Joint Underwriting Association (FRPCJUA) in 1993. Throughout this relationship, we have consistently provided essential insurance services and scalable solutions, particularly during periods of high demand and catastrophic events.

Key Achievements:
Value Derived:
Our comprehensive insurance services have been instrumental in scaling the insurer’s operations, improving customer satisfaction, and responding swiftly to crisis situations. By delivering exceptional underwriting, task processing, and support services, we have enabled the insurer to FOCUS on strategic goals and market expansion, all while maintaining operational resilience during peak demand and catastrophic events.
Key Achievements:

Case Study:
Driving Insurance Growth & Efficiency Through Tailored Solutions

In 2004, FOCUS partnered with senior management to establish a new insurance company from the ground up. Since then, we have been instrumental in supporting the insurer’s exponential growth to 120,000 policies in force. By leveraging our advanced technology and comprehensive insurance solutions, we’ve ensured their ongoing operational success.

Value Derived:
Our end-to-end solutions have enabled the insurer to scale rapidly, streamline operations, and improve customer experience while successfully navigating complex policy assumptions and regulatory requirements. By leveraging our technology and expertise, the insurer continues to thrive in a competitive market.

Case Study:
Powering Small Commercial Market Entry with a 50-State Service Center

FOCUS partnered with an insurer to establish a dedicated Commercial Lines Service Center, designed to support their successful entrance into the small commercial market. With a team of licensed professionals available from 8 a.m. to 8 p.m., the service center provides a seamless experience for business owners across all 50 states.
Key Achievements:
Value Derived:
By providing a full suite of commercial line services, we empowered the insurer to scale quickly in the small commercial market while delivering top-tier customer service. Our solutions have enhanced operational efficiency, customer satisfaction, and long-term business growth.
Key Achievements:

Case Study:
Accelerating Growth for a New Insurer in the P&C Market

Since 2019, FOCUS has been a key partner in supporting an emerging insurer’s rapid growth from inception to over 35,000 policies in force. Through our comprehensive solutions, we provide the core platform and a full suite of BPO services, helping the insurer scale operations and expand their market presence.

Value Derived:
With our technology and service expertise, the insurer has been able to grow quickly while maintaining high levels of customer satisfaction and operational excellence. Our flexible system and experienced team ensure the insurer can continue to expand efficiently and manage risk effectively.

Case Study:
Trusted Partner for Managing High-Volume Member Support

A large national insurer entrusted FOCUS with managing all members in Florida who did not qualify for their homeowners (HO) policy. Our dedicated team provided end-to-end agency support, handling quoting, binding, endorsements, cancellations, reinstatements, and First Notice of Loss (FNOL) with precision and efficiency.
Key Achievements:
Value Derived:
Our dedicated services allowed the insurer to maintain strong relationships with their Florida members, providing top-tier support while meeting and exceeding key performance metrics. Our scalable solutions ensured operational success even at high volumes.

Let’s Build Success Together

Driven by a passion for growth but unsure of the next steps? FOCUS has the expertise to guide you every step of the way. Whether it's product information, partnerships, or tailored solutions, we're here to support your journey. Get in touch, and let’s start shaping your success today.