Terms Of Use
Terms of Use
Last Updated April 2025
This Website is operated by Team Focus Insurance Group and its affiliates (“Team Focus Insurance Group”, “we”, “us”, and “our”). The following terms of use (these “Terms”) control your use of this Website. If you do not agree with these Terms, you should not use this Website. These Terms may be changed from time to time at our sole discretion. These Terms, together with our Privacy Policy and all supplemental terms (as amended from time to time), policies and other documents that are expressly referenced in these Terms govern your use of the Website and our services.
Please read these Terms carefully. These Terms form a legally binding contract between you and us. By accessing this Website you agree to be bound by these Terms.
We may change these Terms to reflect: (a) changes in applicable laws; (b) regulatory or security requirements; (c) relevant guidance or codes of practice; (d) technical alterations to the Website; (e) improvements for clarity and consistency; or (f) any other reason within our sole discretion.
Please check these Terms frequently. We will treat your continued use of the Website as acceptance of any changes made to the Terms from the previous version. If you do not agree with the changes you should stop using this Website.
We are not responsible for links to third party websites.
Links to third party websites (“Linked Sites”) are provided for your information and convenience. We do not control and are not responsible for the contents of any Linked Site. The appearance of Linked Sites does not mean we endorse, sponsor or authorize the Linked Sites, or their respective owners and operators. Unless specifically stated, we are not affiliated with the owners and operators of Linked Sites. Linked Sites have their own terms and conditions, and your use of such sites is governed by those terms and conditions and not by terms appearing on this Website.
We are not liable for your use of this Website.
The Website content is provided on an “as is” basis and without warranties of any kind, either express or implied, including, without limitation, warranties of merchantability or fitness for a particular purpose. The content on this Website is provided solely for your information and convenience. We do not warrant or represent: (a) the results that you will obtain from using the content on this Website; or (b) the accuracy, reliability or currency of the content on this Website.
WE SHALL NOT BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES THAT MAY ARISE FROM YOUR USE OF THIS WEBSITE, OR INABILITY TO USE THIS WEBSITE. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law
You have limited rights to use our Website content
You may print a copy of the information on this Website for your personal use only. You may not reproduce, distribute or substantially copy the information from this site, or link to this Website without our prior written permission. You are not permitted to post on or transmit to or from this Website any unlawful, threatening, libelous, defamatory, obscene, inflammatory, pornographic or profane material, or other content that could give rise to civil or criminal liability under the law.
This Website does not grant you any rights to use our trademarks, service marks or trade names. The content on this site is protected by copyrights, trademarks and service marks, other intellectual property laws, and other laws and regulations. We or one or more of our affiliates are the copyright owners of all text contained on this Website. The trademarks and service marks on this Website are the property of Team Focus Insurance Group or one or more of our affiliates, or third parties who have granted us permission to include their trademarks and service marks on the Website.
General principles governing the Terms of Use.
These Terms shall be governed by the laws of the state of Florida. If any provision of these Terms is deemed unenforceable by a court with jurisdiction, it shall not affect the validity or enforceability of the remaining terms. These Terms are for the benefit of Team Focus Insurance Group, our affiliates, and any third party who has agreed to have its content posted on this Website.
These Terms and any document incorporated by reference constitute the entire agreement between the parties with respect to its subject matter and supersede any previous terms between the parties in relation to such matters. The limitations, exclusions and restrictions in these Terms shall inure to the benefit of our licensors, successor and assigns. These Terms are drafted in the English language and may be translated into other languages. The English language version of these Terms shall prevail if there is a conflict or inconsistency or clarification required with other language versions. The headings in these Terms are for ease of reference only and shall be disregarded in construing or interpreting the Terms. If we fail to enforce any provision of these Terms, that failure will not preclude us from enforcing either that provision (or any similar provision) on a later occasion. If any provision of these Terms is found by a court to be invalid, we agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision and that other provisions remain in full force and effect. We may transfer all or part of our rights or duties under these Terms provided we take reasonable steps to ensure that your rights under these Terms are not prejudiced. As these Terms are personal to you, you may not transfer any of your rights or duties under it without our prior written consent. A person who is not a party to these Terms shall have no rights to enforce any its terms.
