Blogs

Underwriting’s Next Job: Governance Steward

by Anthony (Tony) Haverty and Nick Lamparelli August 2026 A decade ago, when an underwriter entered an incorrect number or

Bench Depth Wins Long Tournaments. It Also Wins CAT Season!

By Kim Tambo June 2026 Depth Wins Long Tournaments. It Also Wins CAT Season. The World Cup kicked off this

A Practical Launch Framework for Insurance Startup Programs

By Peter Crowe and Nick Lamparelli June 2026 If we could restart many insurance program launches we have worked on

What Baseball’s Spring Training Teaches Insurance Carriers About Hurricane Season Preparedness

By Peter Crowe March 2026 Every February, Major League Baseball’s 30 franchises pack up and head south. The games do

Why Elastic Staffing is Becoming A Strategic Lever for Residual Markets, and How to Stay Ahead of the Surge

Your Team is at Capacity. A Cat Event Just Doubled Your Volume. Or, a major wildfire suddenly engulfs acres of

FOCUS and Martin & Company Team Up to Fill the Compliance Gap Hiding in Every Surplus Lines Program

Two Obligations, Zero Coordination Every program generates two distinct compliance workstreams that almost never sit in the same operational team.

Chapter 02
The Regulatory Voice

Fairness
you can explain.

Kate Harris Chief Deputy Commissioner, Colorado Division of Insurance

Her chapter of the 2026 Policy Makers Annual Report covers what a regulator expects a carrier to be able to show: the reasoning behind a rate, the data behind a model, and a filing that stands on its own.

Kate Harris, Colorado Division of Insurance